Our Leadership Team

Red Dot Payment’s core values are underpinned by a sense of expertise, integrity and service that delivers efficiently and consistently. It is through our leadership team that we instil our values.

Richard Kai-Tzung Chang


With over 37 years of corporate experience, Richard now coaches young professionals to become future business leaders. Having first built a 17-year career in the IT industry, Richard has held various software development and sales and marketing support positions in the retail and financial sectors at NCR, ACI, Motorola and Tandem Computers.


Moving on to Visa Inc, Richard has held progressively larger leadership positions such as Senior Country Manager for South East Asia markets, to Head of Global Clients, Strategic Products Sales, Sales Ops, Consulting, Analytics, Corporate Events for Asia Pacific, Central and Eastern Europe, Middle East and Africa. He was also the Executive Vice President and General Manager of Visa’s operations in Japan. With a heart for cultivating rising talent, Richard had forged Visa Asia Pacific’s graduate (recruits) development program as an executive sponsor. Richard has since left his 20-year stint in the payments industry to pursue his other passions in philanthropy and entrepreneurship mentoring.


Richard is also a member of the board of a Hong Kong listed technology company, a senior advisor to a Taiwan-based regional bank, and an advisor to a Silicon Valley-based start-up technology service company.


Randy Tan

Chief Executive Officer

Randy is the Founder of Red Dot Payment Pte Ltd (“RDP”). He has extensive experience across the financial, payment processing and retail industries. Having worked for top Fortune 500 Multi-National Corporations, he has a record of establishing sound businesses across Asia Pacific, and breaking new ground. To date, his corporate restructuring skill and business acumen has led him to be a forerunner in the global payment market, including the credit and debit cards payment services.


His last position before setting up Red Dot Payment in Singapore, was Director of Consulting Service in Visa Inc., where he was in-charge of all advisory service in the IndoChina region and the Philippines. There he spearheaded several projects across countries to streamline banks’ businesses, improving efficiency hence productivity, leading to higher profits.


Randy Tan received a scholarship from Singapore Management University and North Carolina State University, and graduated with a Bachelor of Business and Finance (cum laude).


Yeow See Onn

Chief Financial Officer

See Onn has more than 25 years of hands-on and leadership experience across multiple finance, project management and general management disciplines. He has worked in Arthur Andersen as an auditor, SAP as a Controller, Asia and for 18 years in Visa as Finance Director, Head of Tax and Controller for Asia Pacific and Central and Eastern Europe, Middle East and Africa regions. In Visa, he was part of the global team that prepared Visa Inc to go public listed. Subsequent to listing, he spear-headed Visa Asia Pacific’s initiatives in restructuring client contracts and corporate legal organization.


Prior to joining Red Dot Payment in Oct 2014, See Onn experimented with entrepreneurship by starting a joint venture company in Singapore to provide hotel booking services.


See Onn is a Fellow Chartered Accountant (Singapore) and a Certified Public Accountant (Australia). He graduated with a Bachelor of Accountancy (Honours) Degree from the National University of Singapore.


Gian Carlo Val Ebao

Chief Technology Officer

Gian brings more than a decade of experience in designing and building web services for startups and enterprises. Prior to RDP, he spent 7 years helping a startup pivot into the fintech space, as an engineer at the beginning to eventually leading a team as VP of Imagineering. In this role, Gian built up and led the development team which designed the architecture of the core application and infrastructure. and its subsequent implementation and ongoing management. Additionally, he was responsible for ensuring the system’s PCI DSS compliance alongside enhancements to cater to sales, client and partner requests.