APPENDIX H (ECI Values)

VISA / JCB / Amex

ECI ValueDescription
5Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful.
6Either cardholder or card issuing bank is not 3D enrolled. 3D card authentication is unsuccessful.
7Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction.

Mastercard

ECI ValueDescription
0Authentication is unsuccessful or not attempted. The credit card is either a non-3D card or card issuing bank does not handle it as a 3D transaction.
1Either cardholder or card issuing bank is not 3D enrolled. 3D card authentication is unsuccessful.
2Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful.